| Benefits Plus Checking |
No fee with $1000 balance. Otherwise, $8 per month service charge. Free checks and no per check charge. |
| Classic Drafts Checking |
No fee with Direct Deposit, $1000 balance, or Believe it! Account. Otherwise, $7 per month service charge. No per check charge up to 50 each month, $0.25 per check thereafter. |
| Student Checking |
No service fee. No per check charge up to 15 checks per month, $0.25 per check thereafter. |
| Regular Share Savings |
No fee for first withdrawal each month. $5 for subsequent withdrawal. (Additional fees may apply to ATM/Debit withdrawals.) No fee for member transfers. Balances of $500 or less in savings with no other services will be charged a $5 check cashing fee per transaction. |
| Regular Share Inactivity |
A Regular Share Account with less than $250, no other services and no activity for 3 months will incur a $5 per month fee. |
| ATM/Debit Cards |
No fee. Lost/reissue card $5. New PIN $3. |
| TTCU ATMs |
Checking: Free withdrawals, inquiries and transfers.
Savings: 1 free withdrawal per month. $1 per withdrawal thereafter.
|
| Non-TTCU ATMs |
Checking: 2 free withdrawals per month. $1 per withdrawal thereafter. 50¢ per inquiry or transfer.
Savings: 1 free withdrawal per month. $1 per withdrawal thereafter.
|
| Smart Branch (Internet Banking) |
No fee. |
| Bill Payer |
No fee. |
| MasterCard/VISA Cards |
No fee for members with Believe it! or Leisure Class Accounts. All others no fee with usage. Otherwise $25. |
|
Tennessee Gold MasterCard
|
No fee with usage. Otherwise $35. |
| Platinum Visa |
No annual fee. |
|
IRAs
|
No set-up fee. No annual fee. Early withdrawal or IRS penalties may apply. |
| Share Certificates |
Early withdrawal penalties may apply. |
| Summer PayDays |
$5 per withdrawal or transfer before distribution date. |
| Summer Fun Account |
No fee for first withdrawal each month. $5 for subsequent withdrawal. |
| Christmas Club |
$5 per withdrawal or transfer before distribution date. |
| New Beginning Program |
Checking: No fee with Direct Deposit
Otherwise, $7.00 per month
Loans: $10.00 application fee
|
| Other Check Services |
|
| Cashier Drafts |
$5 |
| Money Orders |
$3 |
| Check Printing |
Fees may vary. |
| Counter Checks |
No fee for new accounts. Otherwise $2 per 10. |
| Printed Activity Report |
$5 per request. |
| Special Considerations |
|
| Stop Payments |
$25 / Electronic Stop Payments $5 |
| Non-sufficient funds (NSF) |
$25 |
| Returned Deposit Item |
$12 |
| Privileged Assurance |
$25 per paid overdraft |
| Account Closed for NSF |
$25 |
| Wire Transfer |
$15 domestic, $45 foreign |
| Reconcile Account |
$25 per hour. No charge for new accounts in first 3 months. |
| Verification of Deposit |
$10 |
| Check Photocopies |
$3 each. / Online copies - one free per month $0.50 each thereafter. |
| Research Account |
$25 per hour. |
| Statement Copy |
$5 per statement. |
| Safe Deposit Boxes |
Available at Main Branch, Rivergate branch, Sunset Branch, and Cool Springs Branch. Call for pricing. |
Mail returned to Credit Union
(due to incorrect address) |
$5 |
